Live rate engine

Today's mortgage rates.
Real numbers, right now.

See live rate examples across every major loan type. Then check what you qualify for in under two minutes.

  • 300+ Lenders
  • Wholesale Options
  • VantageScore + FICO
  • Local Mortgage Expert

Rates shown are examples only and are not a loan estimate or commitment to lend. Final terms depend on credit, income, property, occupancy, loan amount, program guidelines, and market conditions.

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No Impact to Your Credit. No commitment. Fast Response.

Estimate Your Monthly Payment

Run the numbers in seconds. See how rate, loan amount, taxes, insurance, and down payment can affect affordability.

$
%
$
%
%/yr
$
/yr
$
/mo
$
/yr
Estimated Monthly Payment
$2,402

Estimated total · principal, interest, taxes, insurance

Principal & Interest
$1,919
Property Taxes
$333
Insurance
$150
HOA
$0

This calculator is for educational purposes only and provides an estimate, not a loan estimate or commitment to lend. Actual payment may vary based on credit profile, loan program, property taxes, insurance, mortgage insurance, occupancy, and final underwriting approval.

Mortgage rates move fast.
Your lender should move faster.

A quick look at how Bryan Jones shops your file across 300+ lenders at NEXA Lending — so you don't pay for the wrong one.

Empower Pre-Approval

Soft credit check · Takes about 8 minutes

Why Choose Bryan Jones as your Mortgage Broker

A broker gives you options.
A bank gives you a box.

Access to 300+ lenders and banks

We shop your file across an entire wholesale network instead of forcing you into one bank's box.

Wholesale mortgage options

Direct wholesale pricing — without retail markup layers.

More loan programs

Conventional, FHA, VA, USDA, Jumbo, bank-statement, DSCR, non-QM and more.

VantageScore & FICO review

We pull the right credit model for each lender — many buyers qualify on one when not the other.

Fully underwritten approvals

Get a real underwritten approval, not a soft pre-qual letter sellers ignore.

Broker flexibility when banks say no

If one lender declines, we re-route the file. Banks can only say yes or no.

Tech-forward with human guidance

Modern digital process, real loan officer on the other end of the text.

Local Missouri expertise

Built in Missouri. We know the lenders, the agents, and the closing attorneys.

Quick Answer

What you need to know before choosing a mortgage in Missouri

A 60-second briefing on how Bryan Jones at NEXA Lending works, what makes a mortgage broker different, and what to expect when you start the loan process.

  • Bryan Jones is an independent mortgage broker at NEXA Lending, not a single-bank loan officer.
  • Bryan shops your loan with 300+ wholesale lenders and banks providing more options to customize your rate and terms.
  • Fast Pre-Approvals and 14 day closings available for our Empower Pre-Approval clients.
For Realtors

Realtors don't need more surprises.
They need certainty.

In real estate, your lender becomes part of your reputation. Over 14 years and 1,000+ transactions, Bryan Jones has built a process designed to keep deals moving, buyers informed, and agents protected from unnecessary chaos.

"The best transactions are the ones that feel boring — because everyone knows exactly what's happening."

On-Time Closings

Built around protecting contract dates and reducing last-minute surprises.

Proactive Communication

Weekly milestone updates so agents never have to chase status.

Direct Loan Officer Access

Bryan personally handles every stage of the transaction — from pre-approval and processing to appraisal coordination, title ordering, closing preparation, and final docs to title. Realtors and buyers always know exactly who to call.

Pre-Approval·Processing·Appraisal·Title·Closing

Buyer Strength

Pre-underwritten approvals designed to create stronger, cleaner offers.

"Bryan is the lender I send my clients to when the deal absolutely has to close. No drama, no chasing, no surprises — just clean communication from contract to keys."
Partner Realtor
5-Star Client Experience

Trusted by Homebuyers

Real experiences from buyers and homeowners just like you who have worked with Bryan Jones.

"Bryan Jones is an amazing lender!! He went above and beyond to help put my new mortgage through with not a single issue or delay!! Would recommend Bryan to anyone needing a new home!! Top notch person and lender thank you Bryan Jones!!"
Verified Client
"Bryan was great to work with. As a first time buyer I had questions for him all the time and he always got back to me promptly and helped me understand every step of the process. We look forward to working again with him on the next house!"
Verified Client
"Bryan is great to work with. We have used him twice, once for a refinance, and again for a purchase. He is very knowledgeable, responsive, and great at presenting various options and working with you to accomplish your goals. He has also demonstrated that he is not in it just to make money, that he really cares that you are getting the mortgage that you need and that you are comfortable with your decisions."
Verified Client

Stop guessing.
Check today's rate.

Two minutes to a real number. No credit pull. No commitment. No spammy follow-up.

Call Bryan · 618-789-6568
300+ lender network Fully underwritten approvals Missouri based
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